Small Business Retirement Plans

The chalenge for you, as a small business owner, is to determine what is the most beneficial way to build your assets, both from an accumulation and a tax savings viewpoint, so that they will be available to help you achieve your retirement goals.

A pension plan designed specifically for your business may be the solution.


American National offers a variety of plans to structure a retirement program to fit your needs, including:

  • 401(k) Plans (including Safe Harbor plans)
  • 412 (e)(3) Defined Benefit Plans
  • Traditional Defined Benefit Plans
  • New Comparibility Profit Sharing Plans

Once you have chosenthe type of plan, you can choose the plan features that meet your specific requirements,  These features include, but are not limited to:

  • Eligibility Requirements
  • Vesting Schedules
  • Loan Provisions

Innovative designs can be structured for either a new retirement program or a takeover of an existing plan.  To compliment this plan design package, American National offers a full administrative package as well as a customer focused service, technology support, and a wide range of funding options.